Contact Center: +7 (727) 259 69 00
+7 (727) 330 57 77

Lending terms:

Currency: tenge

Amount of a loan: from 3 000 000 to 30 000 000 tenge

Term of a loan: from 36 to 120 months

Loan security: property in Almaty, Astana, Atyrau and Aktau (there are requirements for loan)

Insurance of a loan: obligatory, in the first year - at the Bank’s expense*

Life insurance or accident insurance: not required;

Repayment profile:
1. annuity payments
2. principal repayment in equal installments

Interest rates (fixed rates):

1 option with a commission fee:

Customer category

Interest rate

Annual effective interest rate

Commission fee for origination

Commission fee for consideration of an application

With official confirmation of income

12,75%

from 14%

2.5% of the loan amount

10 000 tenge

Without official confirmation of income

14 %

from 15.5%

2.5% of the loan amount

10 000 tenge

 

2 option without a commission fee:

Customer category

Interest rate

Annual effective interest rate

Commission fee for origination*

Commission fee for consideration of an application

With official confirmation of income

16%

from 17.3%

0 KZT

0 KZT

Without official confirmation of income

18%

from 19.6 %

 0 KZT

0 KZT

 

Documents required for loan formalization:

  • ID document;
  • Proof of salary and (or) other income for the last 12 months;
  • An extract from an individual retirement account for the last 12 months;
  • A marriage/divorce certificate and children’s birth certificates;
  • Notarized proof of spouse’s consent to pledge of property;
  • A peport of the Independent Assessment Company on assessment of collateralized property;
  • A document confirming the ownership of the pledge;
  • A completed application form.

Note: The Bank may request additional documents for review.

Please call us at +7 (727) 356 64 40 or send an email to sales@altynbank.kz, and we will be pleased to answer all your questions regarding obtaining a loan. We will be able to receive and process your call on working days from 9:00 to 18:00.

This is not a public offer, the final decision on lending will made after processing of your application.

* Property insurance at the expense of the Bank’s funds is carried out only for new borrowers for a period of 12 months with mandatory subsequent annual renewal prior to the expiry of the term of the Loan Agreement at the expense of the borrower’s funds.