Contact Center: +7 (727) 259 69 00
+7 (727) 355 13 33

Apply for a loan

 

It is nice to know that your property is not only a safe haven, a fortress, a family hotbed... In some cases, it has an extraordinary dynamism, advancing your dream and allowing gain the desired with the most favorable credit terms.

Loan conditions:

Loan amount: KZT 3,000,000 - KZT 30,000,000, but not more than 50% of the value of real estate provided as collateral.

Loan term:

From 36 months up to 120 months for repairs, the purchase of land and construction;
From 36 months to 84 months for other purposes.

Interest rate (fixed) and fees:

Focused Customers Group

Interest rate

Annual effective rate

 

Loan organization fee

Loan application fee

Clients who receive salaries through Altyn Bank

17%
18,2%
0,50%
10 000 KZT

Clients who do not receive salaries through Altyn Bank

18%
19,3%
0,50%

 

10 000 KZT

 

Loan security: property in Almaty, Astana, Atyrau, Aktau (there are requirements for the type of building).

Repayment scheme:

  • Annuity payments
  • Principal payment in equal installments.

Documents required for the loan application:

  • ID document.
  • Statement of residence
  • Proof of salary and (or) other income in the past 12 months.
  • Information about the position in the company.
  • Extract from an individual pension account (last 12 months).
  • Marriage / divorce certificate and children's birth certificates.
  • Notarized proof of spouse's consent to pledge of property.
  • Certificate of property valuation issued by an independent appraiser
  • Title document confirming the ownership of the collateralized property.
  • Proof of any recurrent costs (taxes, other loans, insurance, etc.).
  • Copies of title documents.
  • A completed application - questionnaire.

Note: The Bank may request additional documents.

Please call us at +7 (727) 356 64 40 or send us email to the address sales@altynbank.kz and we will be happy to answer all your loan-related questions. We are available at the abovementioned telephone number from 9am to 6pm during working days.

This is not a public offer, the final decision on lending will made after processing of your application.