Payment schedule
| Month | The balance of the principal debt | Payment on the principal debt | Interest payment | Total payment amount |
| 0 | 0 | 0 |
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Spend money with pleasure
If you are planning a major purchase (car, home appliances, electronics, expensive clothing) or want to do some renovations but do not have the necessary funds, a consumer loan in cash can help, which can be obtained online at the digital bank Altyn-i. We offer several credit programs and favorable consumer lending conditions.
Advantages of Altyn-i Programs
A consumer loan in Almaty and other cities of Kazakhstan, issued in our bank, has several advantages:
● All operations – application submission, review, disbursement – are carried out online. Clients do not have to spend time visiting a bank branch and waiting in line.
● Loan recipients do not need to state the purpose for which the loan funds are needed.
● Amount – from 150,000 to 8 000 000 tenge.
● Rate – from 15% to 35% (EIR from 34,6% to 45,7%). The final calculation is made upon receipt of the loan.
● Loan period ranges from 6 to 60 months.
● Option: with commission*/or without commission
Commission for loan organization – from 4% to 6% of the loan amount
A handy consumer loan calculator will help calculate the consumer loan.
The online form allows you to specify the amount of the monthly payment.
How to apply for financing?
Becoming a client of our bank is very simple: register in the Altyn-i mobile app, then submit a loan application. It will be reviewed within a few minutes.
For a preliminary consultation, you can submit an application on the website https://altynbank.kz/ru/personal/consumer-credit, write to the manager in WhatsApp or call +77273565777
Mandatory conditions for obtaining a consumer loan
● Age from 21 years
● No current delinquency
● Official income over the last 6 months
Rates for the Consumer Unsecured Loan
Measures taken by the Bank for non-fulfillment or improper fulfillment of obligations by the Client under the Credit Agreement.
The Bank shall have the right (unless otherwise provided by the Current legislation or the Credit agreement):
- demand payment of penalties (fines, penalties) in the amount provided for in the Credit Agreement; and/or
- in the order of direct debit to withdraw money, in any currency of the amount of the current and overdue Debt of the Client under the Credit Agreement from any accounts of the Client, except as provided by the Current legislation, opened with the Bank and / or other banks and / or organizations engaged in certain types of banking operations, and other credit organizations, convert the amounts so collected in the currency of the outstanding obligations of the Client at the rates in force in the Bank on the date of conversion at the time of writing off; and / or
- file a lawsuit with the court to recover the Indebtedness with allocation of court expenses, including the state duty and expenses related to court proceedings and other expenses of the Bank to the Customer's account, including by foreclosure of any property of the Customer in accordance with the procedure established by the Current legislation, as well as to foreclose the Collateral out of court or in court; and/or
- to entrust the collection of Indebtedness under the Credit Agreement to third parties (including collection agencies) subject to the provisions of the Current legislation; and/or
- take other measures to protect the rights and legitimate interests of the Bank provided for by the Credit Agreement, the Comprehensive Retail Banking Agreement and the Current legislation.