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Mortgage for commercial real estate
A beneficial loan for purchasing commercial property from BI Group’s partner — to grow your business with Altyn Bank
Commercial real estate for IE
Unlock new business opportunities with beneficial financing from Altyn Bank.
Purchasing commercial property from our trusted partner BI Group is simple, convenient, and supported at every step
Trusted developer
BI Group — a guarantee of quality and ready-to-use properties
Online process
From application to fund disbursement
Versatile asset
Use the property for business, rental, or investment
Key loan terms
Favorable financing conditions, a fast process, and a reliable developer.
An ideal solution for entrepreneurs considering expansion, investment, or rental.
Rate
from 0.1% to 17% (APR from 0.1% to 18.4%)
Amount
up to 200 million KZT
Term
up to 120 months
How to apply for a loan?
1
Choose a property

Select a property on the bi.group website.

2
After the bank approves your application, you will receive an SMS with a link to register in the Altyn-i digital bank

In your personal account, you need to confirm the application and sign the loan agreement

3
The bank will transfer the funds to the developer directly and notify you via SMS
Choose a property from BI Group

Start by selecting a commercial space that fits your business needs.

BI Group offers a wide range of commercial properties — both ready and under construction

View properties
Request a consultation
FAQ
Who can get a loan for commercial property?

The loan is available only to registered Individual Entrepreneurs (IE) with at least 12 months of business history.

What is the required down payment?

The down payment starts from 50% or more.

Can I use my own property as collateral?

Yes, you can use either the purchased property or an existing property as collateral.

What types of properties can be purchased under this program?

Only commercial properties from BI Group (either ready or under construction).

Can I buy a property for rental purposes, not for my own business?

Yes, the property can be purchased either for running your own business or for rental — both are allowed under the program.

Download the Altyn-i app
Complete quick registration
Favorable terms and full control
Information on liability of the borrower - individual in case of default on obligations under the bank loan agreement

Measures taken by the Bank for non-fulfillment or improper fulfillment of obligations by the Client under the Credit Agreement.

The Bank shall have the right (unless otherwise provided by the Current legislation or the Credit agreement):

- demand payment of penalties (fines, penalties) in the amount provided for in the Credit Agreement; and/or

- in the order of direct debit to withdraw money, in any currency of the amount of the current and overdue Debt of the Client under the Credit Agreement from any accounts of the Client, except as provided by the Current legislation, opened with the Bank and / or other banks and / or organizations engaged in certain types of banking operations, and other credit organizations, convert the amounts so collected in the currency of the outstanding obligations of the Client at the rates in force in the Bank on the date of conversion at the time of writing off; and / or

- file a lawsuit with the court to recover the Indebtedness with allocation of court expenses, including the state duty and expenses related to court proceedings and other expenses of the Bank to the Customer's account, including by foreclosure of any property of the Customer in accordance with the procedure established by the Current legislation, as well as to foreclose the Collateral out of court or in court; and/or

- to entrust the collection of Indebtedness under the Credit Agreement to third parties (including collection agencies) subject to the provisions of the Current legislation; and/or

- take other measures to protect the rights and legitimate interests of the Bank provided for by the Credit Agreement, the Comprehensive Retail Banking Agreement and the Current legislation.